Our archives on European Central Bank

Central banks worldwide increasingly recognise the benefits of wholesale central bank digital currencies (wCBDCs) in making remittances and other cross-border transactions cheaper, faster and safer. Pilot projects set in motion seek to identify opportunities and risks as well as explore the possibility of having shared infrastructure to automate cross-border payments, foreign exchange and settlements.

Datafiles May 05

European banks have quietly closed the gap with their American rivals — and, on some measures of institutional strength, surpassed them, according to the World’s 1000 Strongest Bank Ranking. Yet Commerzbank, Germany’s third largest lender by asset size and strongest bank in Europe, illustrates why improved performance alone cannot substitute for structural reform: until the European banking union moves from ambition to architecture, Europe's gains will remain fragile.

Datafiles May 20

European banks across 34 markets saw net profit grow by a factor of 4.4 between FY2020 and FY2025, driven by post-pandemic recovery and the European Central Bank’s (ECB’s) most aggressive rate-hike cycle in a generation between 2022 and 2023. As these growth tailwinds ease and the International Monetary Fund (IMF) and ECB revise Euro area real GDP growth to between 0.9 and 1.1% in 2026, banks that built structural capacity during the windfall years now demonstrate more stable earnings, with banks in Belgium, Eastern Europe and the Nordics emerging as structural leaders.

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